Umbrella Insurance in Pennsylvania

RH Worthington Group Offers Umbrella Insurance For Pennsylvania Residents

Insurance offers protection against financial loss from a variety of hazards. However, sometimes liability can extend far beyond the limits of ordinary policies. Umbrella insurance was designed to provide additional protection against liability. At RH Worthington Group in Milford, PA, we can help with umbrella insurance coverage to prevent excessive financial losses that may occur.

Determining the Need for Umbrella Coverage

Your exposure to risk may indicate that you should consider additional coverage provided by an umbrella policy. You may own a boat or rent boats, have a rental property that could put you at risk or engage in activities that result in greater risk, such as coaching youth teams or volunteering your time and service. Your insurance agent can discuss your activities and exposure to determine if you benefit from an umbrella policy. The cost of this type of insurance can be well worth it if you have assets that require protection.

How An Umbrella Policy Can Protect Your Assets

Auto accidents can result in severe injuries that may end up in lawsuits to compensate for expensive medical bills or loss of income. Similarly, someone can have an accident on your property that results in extended medical care for injuries or lengthy rehabilitation. Another situation that can cause significant liability involves libel or slander. Ordinary insurance policies can provide some funds for liability, but generally include limits. Many lawsuits can easily exceed the limits of your policy, putting your personal funds in jeopardy. If you have an umbrella policy, you are covered for an additional amount, beyond ordinary insurance coverage.

Choose RH Worthington Group For Umbrella Insurance in Pennsylvania

Our insurance agents can provide information for our clients in Milford, PA to help them determine if additional umbrella coverage is needed. We offer many types of insurance, including homeowners, auto, flood, and business. Call RH Worthington Group today for a free, no-obligation quote for umbrella insurance that can offer additional protection for your assets.