Renters Insurance in Pennsylvania

When you’re renting a property in Milford, PA, you want to know that you’re sufficiently protected. Don’t assume that the landlord’s insurance will take care of any accident or incident that occurs. With some help from our agents at RH Worthington Group, we can make sure you have the coverage you need with renter’s insurance.

What insurance is required?

Although the state of Pennsylvania doesn’t require you to have renter’s insurance, your landlord might. This is to protect you more than anything else. The owner of the property must maintain insurance. However, it isn’t going to protect any of your belongings.

Since you don’t own the property, you don’t know what could happen, ranging from floods to roof leaks. A rental from above you could experience a water leak, becoming your problem very quickly. There could be a break-in, leaving you missing quite a bit of valuables.

Even if the landlord doesn’t require you to have a renter’s insurance policy, it’s a good idea to get one for your own financial protection. This way, all your personal items are protected.

Building a Policy in Pennsylvania

Our independent insurance agents can help you with building a policy that takes a variety of things into consideration, including:

• The type of home you’re renting
• The value of your belongings
• How much coverage you need

Once you establish what you want a policy to contain, we can get quotes from top insurance companies. It ensures that you get an affordable policy while having the kind of coverage that you can count on. It’s much easier to file a claim and pay a deductible than to have to pay to replace items on your own – and that’s why we’re here to help with all of your insurance needs.

Get help with renter’s insurance in Milford, PA today by calling us at RH Worthington Group. One of our independent insurance agents can help you to build a comprehensive policy.