Motorcycle Insurance in Pennsylvania

Finding motorcycle insurance that you can count on in Pennsylvania is important. You will want to make sure that you’re adhering to the law while doing everything possible to protect yourself financially. At RH Worthington Group, we’re here to help you find the coverage you can count on in Milford, PA.

What coverage is required?

As you shop for motorcycle insurance in Pennsylvania, it’s important to know what the state requires. You will need to meet the state limits for liability. After that, you can choose what other coverage you should have.

It’s important to be a responsible motorcycle driver, which includes determining if you are required to wear protective headgear. Just as you follow the regulations for the safety gear you’re required to wear, you also have to look at what insurance will offer the most financial protection.

Plus, if you’re making payments on your bike, the bank may require you to have added coverage beyond what the state mandates.

How to Customize a Policy

Although you want to have a policy that is affordable, you also want to know that you have enough coverage. Our independent insurance agents are here to work with you to customize a policy.

One of the first things to look at is how the bike is going to be valued if it is totaled. Depreciation is a common method – though that won’t work if you have a custom bike. Be sure that your policy will give you the money needed to replace your bike based on how much you have invested in it.

Another thing to look at is the various scenarios you’re covered against. If there’s an accident, vandalism, or something else, you want to file a claim with confidence knowing that the insurance company will take care of it.

Call our agents at RH Worthington Group today. We’ll work to ensure you have a policy that works for your bike in Milford, PA.