Recreational Insurance in Pennsylvania

Throughout Milford, PA, off-road vehicles are popular. Whether you have an ATV, a UTV, an off-road motorcycle, or some other vehicle you drive for fun, it’s important to protect your investment. Recreational insurance can be customized to meet your needs in Pennsylvania – and our agents at RH Worthington Group are here to help.

Is recreational insurance required?

The moment you buy a recreational vehicle, you might wonder whether you need insurance. Off-road vehicles are different from on-road vehicles. The state of Pennsylvania will not require you to have recreational insurance. However, you will need to make sure you’re adhering to the regulations for registration and titling.

The only time insurance is required on an ATV or any other vehicle is if you’re still making payments on it. If you have financed your vehicle, the bank (called a lienholder) may require you to show proof of insurance. They may have specific coverage levels for you to meet in order to protect your investment.

Whether insurance is required for you or not, it can be an affordable way for you to protect yourself in the event that something happens.

How You Can Get More Protection

Protecting yourself with insurance coverage is all about considering the scenarios that could occur. Think about all that can happen when you have a recreational vehicle:

• You could get hurt on a trail
• Your vehicle could get stuck
• You could crash with another vehicle
• Your vehicle could be stolen

Whatever situation might occur, you want to confidently file a claim with the insurance company. It’s easier (and cheaper) to file an insurance claim and pay the deductible than it is to repair or replace your vehicle.

Our agents can guide you through the process of buying recreational insurance so you can have all the coverage you need.

Call us at RH Worthington Group today to discuss insuring your recreational vehicle in Milford, PA.