When you own a business, you may need many different types of commercial insurance. Knowing what you need can help you determine what type to purchase. We can help if you need insurance for your business. Call us at RH Worthington Group in Milford, PA.

Understanding Commercial Auto Insurance

Commercial auto insurance is required if you have a vehicle that the company owns. If you had a personal policy on the vehicle, it likely wouldn’t pay out in the event of an accident. A commercial auto policy must cover every vehicle that your business owns.

Importance of Worker’s Compensation Insurance

This is essential insurance that you must have if your business has employees. It pays for accidents that happen at work and any work-related illnesses that an employee gets. Accidents can be highly expensive, and going without this insurance for your employees is never a good idea.

The Need for Cyber Insurance

Virtually all businesses use computers nowadays, so cyber insurance is important. This insurance protects you in case of a data breach, which could happen when hackers try to steal your information. Cleaning up this situation can be expensive, and this insurance pays for the aftermath while the business takes care of the problem. Every computer network is vulnerable to threats from hackers, and this insurance is a must.

Securing Your Commercial Insurance Policies

When you need commercial insurance, we’re here to help you. We can talk to you about what kind of commercial insurance you may need for your specific business. You may need any of these three policy types or others that will protect your company. Call us now at RH Worthington Group in Milford, PA.