Whether you’re a long-time motorcycle rider in the Milford, PA area, or are just beginning to hit the open road, you know that having the right insurance coverage is essential. But should you also consider adding an umbrella policy to your existing coverage?

What is an Umbrella Policy? 

An umbrella policy provides additional liability coverage above and beyond what is already included in your motorcycle insurance policy. It protects you from claims related to bodily injury, property damage, or personal injury caused by yourself or members of your household. It can also cover any legal fees associated with defending such a claim. 

When Should You Invest in an Umbrella Policy? 

It makes sense to invest in an umbrella policy if you have assets to protect, such as a home or investments. This type of coverage can help safeguard those assets if you’re found liable for damages exceeding your existing policy’s limits. It can also protect you if you’re sued for libel or slander, which could be especially important if you own a business related to motorcycles.                    

If You’re Not Sure What Coverage You Need… 

The best way to determine whether or not an umbrella policy is right for you is to speak with an experienced insurance agent at RH Worthington Group, who can assess your needs and determine the best course of action for protecting yourself and your loved ones. Our agents understand the needs of motorcycle riders in Milford, PA and can provide personalized advice and guidance on how much coverage may be necessary for your particular situation. 

Give Us A Call

If you’re considering adding an umbrella policy to your existing motorcycle insurance coverage, contact RH Worthington Group today for more information about how we can help protect you from potential liabilities associated with owning a bike!