The auto insurance agents at the RH Worthington Group in Milford, PA want all Pennsylvania drivers to understand that they must have at least an auto liability insurance policy in place to be able to legally drive any motor vehicle on public roads, streets, and highways in the state. This type of insurance coverage will cover any injuries or property damage that you can cause if you are involved in an accident, but what are the other auto insurance coverage options you can choose to have on your policy?

Other Types of Auto Insurance

In addition to auto liability insurance, there are several other coverage options that you can choose from to create an auto insurance policy that works best for you and your situation.

Underinsured and Uninsured Motorist Coverage

Uninsured or underinsured motorist coverage can help you if you or are the victim of an accident caused by a driver who does not have any insurance to cover damage to your vehicle or injuries to you or your passengers. This type of coverage will also help pay your medical bills and repair bills if the person doesn’t have an adequate amount of auto insurance.

Comprehensive and Collision Insurance

Comprehensive insurance will protect your vehicle if it is damaged by a natural disaster or some other type of incident, such as vandalism or even a fire. It can also help you replace your vehicle if someone steals your SUV, car, or truck.

Collision insurance coverage will come in handy if you collide with another vehicle or even a stationary object. For example, if you sideswipe a parked car or you back into a pole, this type of coverage will help repair your vehicle in any damage you did to the other object.

Both collision and comprehensive auto insurance may be required by your lender if you borrowed the money you needed to purchase your vehicle.

Give Us A Call

To create the best type of auto insurance policy for you that will provide you with the adequate amount of coverage that you need, contact the knowledgeable and experienced agents at the RH Worthington Group in Milford, PA today!