When you’re in the market for auto insurance in Milford, PA, you should familiarize yourself with the different types of coverage. At RH Worthington Group, we provide complete coverage for vehicle owners.

There are numerous types of coverage that you should include in your policy.

The following are four types of auto insurance coverage that you should have:

Liability coverage

Liability coverage is the most important type of auto insurance coverage to include in your policy. Liability coverage is required by law. It protects you from expenses that can result from a lawsuit against you as the result of an automobile accident. 

Collision coverage

Liability coverage won’t allow you to file a claim to have repairs to your own vehicle covered after an accident. 

You need to include collision coverage in your policy. Otherwise, you will have to pay out of pocket for repairs to your vehicle if those repairs are not covered by the insurance policy of another motorist involved in the accident. 

Comprehensive coverage

Comprehensive coverage compensates you for certain causes of damage to your vehicle that aren’t the result of a vehicle accident. Comprehensive coverage covers damage from vandalism, collisions with animals, and natural disasters. 

Uninsured and underinsured motorist insurance

You can get additional coverage by purchasing uninsured and underinsured motorist coverage.

This type of auto insurance provides you with added coverage if you get in an accident with a motorist that is uninsured or underinsured. This type of coverage is important because there are unfortunately many uninsured drivers out there. 

Get Auto Insurance Today

Do you have questions about auto insurance coverage options in Milford, PA? Contact us at RH Worthington Group to learn about our auto insurance policy features.